Many changes have taken place in the health insurance industry in recent years. Procedures and services once covered in full are now only partially covered, covered only under certain circumstances, or in some cases not covered at all.
Since every insurance plan is different, please be sure to check your coverage and ask questions. You can contact your insurance company help desk, or contact your insurance agent for more information.
Your insurance plan can deny payment for services or procedures even after they have been completed. Many health maintenance organizations and insurance plans now require pre-admission notification, approval or second opinions for certain procedures.
For your own peace of mind, we recommend you know the benefits of your individual plan. Not following your insurance company’s rules could result in a larger financial responsibility for you.
Yes. Your insurance card/policy contains information we need to file a claim with your insurance on your behalf. Your registration process goes much faster when you bring your insurance information with you.
You are expected to pay your plan-required co-payment, estimated co-payment and/or deductible prior to leaving the hospital. Unity Trauma Center and ICU hospitals accept cash, personal cheques, VISA, MasterCard, Discover Card and American Express and online payment through RTGS/ NEFT/ IMPS etc.
Yes, the hospital will, as a courtesy to you, send your insurance company a bill for services you incurred as a patient. It is important to remember, however; that the hospital relies on you for settling your account in full regardless of your insurance coverage. Your insurance policy is an agreement between you and your health insurance carrier.
You are expected to pay your plan-required co-payment, estimated co-payment and/or deductible prior to leaving the hospital. Unity Trauma Center and ICU hospitals accept cash, personal cheques, VISA, MasterCard, Discover Card and American Express and online payment through RTGS/ NEFT/ IMPS etc.
Patient Financial Representatives (Billing Head) in the Billing Office can discuss payment arrangements with you.
Yes if you have one of the below-given Card. You can avail the benefits of either insurance or Card.
- Mukhyamantri Amrutum Yojana
- Ayushman Bharat Yojana
Yes. You can do payment by Bank RTGS/NEFT/IMPS options.
Online payment details.
Bank: ICICI bank
Account no. 624605065680
IFSC code: ICIC0006246
BRANCH: Shyam Chamber, Ring Road
Once you have been discharged from the hospital and you have financial questions, please contact one of our billing experts for assistance or TPA office.
Call: Mrs Megha: 0261-2607012 (10 am to 6 pm from Monday to Saturday)
Email: unityhospitaltpa@gmail.com
- Co-payment – The portion of your bill you are required to pay for during registration. Co-payment amounts vary depending on your insurance policy.
- Deductible – The amount your insurance company determines you must pay before they begin dispensing benefits on services rendered.
- Insurance Claim – The bill for services the hospital submits to your insurance company or companies.
- Itemized bill – A list of individual charges for services and procedures you received during your hospital stay. Also lists your bill.
- Patient Balance – The amount on your bill that you need to pay.
- Statement of Account – Shows any activity (for example, insurance payments or denials) that has occurred since the itemized bill was sent.